The settlement comes as TD works its way through two major acquisitions in the U.S.
Household debt concerns put upward pressure on capital ratios
Canadian funds have largely shied away from fossil-fuel divestment
In December, OSFI raised banks' capital requirements by half a percentage point
Interest rate decisions will be data-dependent, deputy governor said
The adjustment comes as the economic risk profile has changed considerably this year
Strategies were discussed during earnings calls
The bank is putting more bankers, advisors on the street, CFO says
HSBC signalled it was looking to sell its Canadian business back in October
A key question for analysts will be how much banks are profiting from their loans