Annuities are useful in addressing a longer than anticipated life
“Add water and stir” analysis may mislead your clients
Study shows that retired clients would be better off looking at total return — the sum of dividends and capital appreciation
Look at individual circumstances — not a rule of thumb
Research paper supports the idea of a glide path that continues to evolve beyond retirement
Traditional risk models may result in portfolios that are too aggressive, paper says
Some sponsors of defined-contribution pension plans offer advice to plan members
Research suggests that investors become less capable of picking market winners as they age
Study shows that attitudes of advisors and middle- and lower-income consumers affect financial planning