Although David and Sally don’t plan to contribute to their children’s post-secondary education, one advisor says they can afford to
It depends on the client — and many other factors, such as the client’s risk tolerance and whether the pension is indexed
While bouncing exchange rates hold high risks for older investors, staying too close to home has its own downside
Shifting assets toward equities, real-return bonds and other types of corporate bonds can help clients tackle the threat of inflation
John and Anne should reinvest the assets they have sitting on the sidelines or they won’t have enough income for retirement
The U.S. will have a harder time, given its mountain of debt
Although the HRTC has received the most publicity, amendments to RRSP and RRIF rules are also important
Issues relating to capital losses, dividends, income-splitting and registered plans round out groups’ recommendations
Couple would like to know about the potential impact of a reduced pension. Could they leave an inheritance for their children?