A couple in Calgary who plan to retire in five years and move to Lethbridge, Alta., can achieve the goals that they have set for retirement. But one advisor is uneasy because the couple could run out of financial assets a few years before they turn 95
Weak equities markets and a poor economic outlook are affecting earnings and optimism for the year ahead
Problems overseas will put a damper on 2012 economic expansion
The use of different accounting rules is making the financial situation of Manulife, Sun Life and other firms quite unclear
A 55-year-old management consultant who is single and spends much of her time travelling for work is aiming to save enough money over the next five years to last her for 35 years of retirement
A growing middle class and some upcoming major sporting events are big reasons why you should look to this South American giant
The federal government is proposing that companies without pension plans start offering pooled registered pension plans. But it’s not clear they are the best route for all clients, such as those who already have retirement savings plans well in hand
While rising interest rates are not of immediate concern, even modest inflation can put clients’ future buying power in jeopardy. Some vehicles, such as real-return bonds, can reduce the risk of clients outliving their money
You may need to use different inflation rates for future income and expenditures to ensure clients’ savings subsist during their lives
A couple, both of whom are 50 years old, want to take off the next two years to travel and catch up on their hobbies. Two advisors examine whether this plan is achievable and whether their retirement savings will remain intact