Global banking regulators have approved a framework for banks to disclose their cryptoasset exposures, and are finalizing capital requirements for those holdings.<\/p>\n

The changes, approved by the Basel Committee on Banking Supervision, are intended to bolster transparency and market discipline when it comes to exposures to the crypto sector.<\/p>\n

The group also approved revisions to its prudential standard for banks’ crypto exposures, which seeks to “promote a consistent understanding of the standard,” particularly its approach to the capital treatment for stablecoins.<\/p>\n

The disclosure framework and the revised standard will be published later this month and will take effect Jan. 1, 2026.<\/p>\n

Additionally, the regulators discussed the potential implications of tokenized deposits and stablecoins on banks’ capital positions, and the possible risks to financial stability that these innovations could create.<\/p>\n

Ultimately, they concluded risks are “broadly captured” by the existing capital adequacy regime, but added that they will continue to monitor the ongoing evolution of the crypto sector.<\/p>\n

Separately, the regulators said they reviewed the feedback on proposed changes to the standard on interest-rate risk in the banking book, designed to better capture interest-rate shocks and account for interest-rate moves that take place when rates are close to zero.<\/p>\n

The updated standard in this area will also be published later this month, and changes will take effect on Jan. 1, 2026.<\/p>\n

Finally, the Basel Committee agreed to consult on principles for managing third-party risk, which will also be published later this month, and would replace the existing guidance on outsourcing in the financial sector.<\/p>\n

“The updated principles reflect the evolution of a larger and more diverse environment of third-party service providers and would help provide a common baseline for banks and supervisors in managing third-party risks,” it said.<\/p>\n

The Basel Committee said it is continuing to work on a framework for disclosing climate-related financial risks.<\/p>\n","protected":false},"excerpt":{"rendered":"

Standards to be published later this month and take effect in 2026<\/p>\n","protected":false},"author":147314,"featured_media":475218,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[2312,2324],"tags":[37533,2361,102170,2474,2515,2784,2688,105028,3020,2321],"yst_prominent_words":[1693,40135,23414,22835,22513,21648,20586,10277,8676,6793,6733,6652,6213,6145,6014,4711,6,6036],"acf":[],"_links":{"self":[{"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/posts\/488746"}],"collection":[{"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/users\/147314"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/comments?post=488746"}],"version-history":[{"count":4,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/posts\/488746\/revisions"}],"predecessor-version":[{"id":488754,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/posts\/488746\/revisions\/488754"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/media\/475218"}],"wp:attachment":[{"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/media?parent=488746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/categories?post=488746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/tags?post=488746"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.investmentexecutive.com\/wp-json\/wp\/v2\/yst_prominent_words?post=488746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}