U.K. proposals meant to ensure firms can handle routine losses and meet claims for client redress
Referendum on the EU membership could be followed by a second one on Scottish independence
Removal of commissions boosts sales of no-load products
The UK ban would apply to any add-on sales of regulated or unregulated products offered alongside financial primary products
Policies will make it easier for banks and regulators to hold senior managers to account
Incentive structure created conflicts of interest, FCA says
Whistleblower rules proposed for British banks
There are unanswered questions about potential conflicts of interest and value for money, UK regulator says
Only a small number of firms have comprehensive controls
Review notes the resilience of the banking system overall has improved