Investors who may have overcontributed to their TFSAs face harsh penalty tax
The poll also finds that more than one-third of Canadians aren't saving for either type of goal
More of those surveyed had a TFSA than an RRSP
Industry association also wants improved access to variable payment life annuities, among other recommendations
The agency made revisions based on comments received from the tax community
Advisors can play a huge role in helping clients understand how taxes affect their investments
The IRPP suggests policymakers consider tax incentives to encourage Canadians to save more effectively
Issuers are only "joint and severally liable" to a point
Penalties for overcontributing can eat away at client investments
As the annual contribution deadline approaches, here are three ways to help your clients get the most from their RRSPs