Consumer spending at year-end returned to springtime lows
After slumping last year, payouts expected to grow 6.5% in 2021
The U.S. is expected to achieve herd immunity by May, but global immunity won't be seen until 2023
RBC leads debt markets, BMO tops equity league tables
Use of unconventional tools will dictate its policy performance in crisis
Rising supply and demand for transactions could boost deal activity
Firms can continue to use alternative compliance approaches
Industry survey details pandemic fallout for financial sector
Households saw fortunes grow despite the economic plunge
The SRO offered hardship exemptions from certain rules for much of 2020