HELOC balances declined, mortgage growth slowed in September
Rate cuts to start materializing by mid-year
Across advanced economies, lending demand slowed sharply
Capital requirements to grow, profits under pressure for mortgage insurers
Credit card balances also swelled, while HELOCs shank, the agency said
Real estate industry is likely breathing a sigh of relief that Canada's banking regulator may not move ahead with lending tightening
Finance also announced measures to tackle bank fees and mortgage relief
Change to address negative amortization mortgages a positive, Fitch says
ACM specializes in pooled Canadian commercial mortgage funds
Banks and other lenders have been stretching out amortizations to reduce monthly payments