The changes are set to come into force mid-December
The government is also releasing drafts for a bill of rights for renters, as well as one for homebuyers
Household assets top $20 trillion, as financial assets climb
Households that face looming stress aren't the ones with extra savings, CIBC cautions
High interest rates have led to a slowdown in housing market, slower growth in mortgages
Asset quality, capital expected to remain strong
It's the lowest level in more than a year
The rate dropped to its lowest level since early February
Other forms of borrowing decline, led by HELOCs
Agencies adopt standards to address bias, conflicts in valuation models
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