Mortgage insurance – Investment Executive https://www.investmentexecutive.com Canada's news source for financial professionals Thu, 03 Oct 2024 13:26:12 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://www.investmentexecutive.com/wp-content/uploads/sites/3/2018/01/cropped-favicon-1-32x32.png Mortgage insurance – Investment Executive https://www.investmentexecutive.com 32 32 OSFI head reflects on decision to relax mortgage stress test rule https://www.investmentexecutive.com/news/from-the-regulators/osfi-head-reflects-on-decision-to-relax-mortgage-stress-test-rule/ Thu, 03 Oct 2024 13:26:12 +0000 https://www.investmentexecutive.com/?p=493867 The regulator wants to be perceived as only dealing with financial institutions, not individuals

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]]> Reforms to revive insured mortgages, DBRS says https://www.investmentexecutive.com/news/research-and-markets/reforms-to-revive-insured-mortgages-dbrs-says/ Thu, 26 Sep 2024 19:17:11 +0000 https://www.investmentexecutive.com/?p=493471 Latest federal government reforms will be more effective than previous budget pronouncements

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]]> OSFI easing stress test requirements for uninsured mortgages when switching providers https://www.investmentexecutive.com/news/industry-news/osfi-easing-stress-test-requirements-for-uninsured-mortgages-when-switching-providers/ Thu, 26 Sep 2024 16:11:03 +0000 https://www.investmentexecutive.com/?p=493459 Policy change comes in response to feedback from industry, Canadians

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]]> Feds’ mortgage policy needs action on supply too: report https://www.investmentexecutive.com/news/industry-news/feds-mortgage-policy-needs-action-on-supply-too-report/ Tue, 17 Sep 2024 17:46:48 +0000 https://www.investmentexecutive.com/?p=492933 The changes are set to come into force mid-December

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]]> Liberals announce expansion to mortgage eligibility https://www.investmentexecutive.com/news/liberals-announce-expansion-to-mortgage-eligibility/ Mon, 16 Sep 2024 17:10:17 +0000 https://www.investmentexecutive.com/?p=492819 The government is also releasing drafts for a bill of rights for renters, as well as one for homebuyers

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]]> Rising mortgage stress is still manageable, DBRS says https://www.investmentexecutive.com/news/research-and-markets/rising-mortgage-stress-is-still-manageable-dbrs-says/ Tue, 07 Nov 2023 18:36:32 +0000 https://www.investmentexecutive.com/?p=474727 Capital requirements to grow, profits under pressure for mortgage insurers

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]]> Banks to weather capital impact of risky mortgages https://www.investmentexecutive.com/news/research-and-markets/banks-to-weather-capital-impact-of-risky-mortgages/ Tue, 17 Oct 2023 20:13:16 +0000 https://www.investmentexecutive.com/?p=473528 Change to address negative amortization mortgages a positive, Fitch says

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]]> Capturing the cost of physical climate risk https://www.investmentexecutive.com/news/research-and-markets/capturing-the-cost-of-physical-climate-risk/ Fri, 10 Mar 2023 20:04:43 +0000 https://www.investmentexecutive.com/?p=462017 Research finds financial fallout of Fort McMurray wildfire comparable to global financial crisis

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]]> CMHC changes underwriting practices on mortgage loan insurance https://www.investmentexecutive.com/news/industry-news/cmhc-changes-underwriting-practices-on-mortgage-loan-insurance/ Mon, 05 Jul 2021 18:01:29 +0000 https://www.investmentexecutive.com/?p=424811 The agency is increasing the gross and total debt service ratios for borrowers

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]]> OSFI’s efforts to cool housing market good for banks: Moody’s https://www.investmentexecutive.com/news/research-and-markets/osfis-efforts-to-cool-housing-market-good-for-banks-moodys/ Mon, 12 Apr 2021 17:55:09 +0000 https://www.investmentexecutive.com/?p=419454 Proposed new minimum qualifying rate for uninsured mortgages will help shore up underwriting standards

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