Earnings hurt by declining property values, rising credit losses
Industry and advocates say more work is needed
Insurance advisors answered multiple-choice questions about their industry experience for this inaugural research
MGAs and carriers are revamping their support programs in response
Regulator adopts tougher penalties for cheating, restrictions on rewriting
Draft guidance forms part of larger effort to improve industry conduct
Vericity includes insurance carrier Fidelity Life and direct-to-consumer agency eFinancial
New Brunswick joins provinces that enable incidental insurance sales
The life licence course includes material on compliance and regulation, but some advisors may not be required to update their training
Disclosure requirements and the DSC ban shouldn’t worry advisors who have a professional approach to their business, advisors say