Industry must do more to reach mid-market, execs say
Proposal builds on amendments for separate licensing, introduces requirements for life agents
Reviews of 319 insurance advisors in Ontario raise consumer protection concerns
Policy splitting, tax implications and beneficiary changes are factors to consider
Life insurance coverage has increased over the past decade given larger mortgages and a higher cost of living
Regulators has concerns about conflicts, consumer value and competition
Lower court ruled widow entitled to cancel policy switch, collect $1.3M payout
Clients may also be eligible for DTC, RDSP and not know it
RLIS is pending approval under Ontario's title protection, the credentialing body says
Permanent insurance also has a host of other tax benefits
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