Delinquency, charge-off rates rose in Q4, passing pre-pandemic levels
First gain in years may be short lived amid rising trade tensions
Higher defence demands will pressure government balance sheets, dent confidence, Moody's warns
Curbs on foreign workers will hurt in short run, but represent a return to pre-pandemic levels
Lower rates needed to offset demographic, financial headwinds
Early indications point to progress on immigration, but goals remain distant
The U.S. is one of the few countries that imposes tax based on citizenship, not residency
Better integrating immigrants could solve productivity puzzle
While financial pressures have moderated, economic threats abound
Immigration to drive growth, population aging inevitable, agency says