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A silhouetted businessman stands on top of a mountain peak and looks into the distance with a spyglass in front of a dramatic sunset in the distance

David McKay predicts central banks will hike rates sometime next year

The country has not had a trade surplus since May 2019

Hands counts money on American flag background

Earnings for the big companies in the S&P 500 index are on track to be nearly 4% higher than a year earlier

Low interest rates remain a key driver of home sales

Illustration and Painting

Total economic activity in December was about 3% below the pre-pandemic level in February 2020

stock market gains

That compares with a deficit of $11 billion over the same period a year earlier

Financial markets rebounded following the central banker’s comments

Miniature House on A Financial Graph

The head of the central bank warns of “excess exuberance” in the housing market

But consumers are more optimistic about current conditions than they are about the near future

Illustration and Painting

Making child care more affordable would help women return to the labour force, the BoC governor says