The decline is the first drop in a year, S&P says
Rating outlook remains negative as credit fundamentals weaken
Markets drive industry AUM higher, net flows positive for large firms
Net interest margins shrink as loans contract, deposit costs rise
Rate environment remains the key downside risk to credit card sector's outlook
Sovereign ratings drive bulk of positive rating action
Policy could be a double-edged sword for renters, advocates warn
Short-term strength overshadowed by rising rate uncertainty
Downgrades outnumber upgrades, led by weakness in corporate junk
Credit conditions expected to improve, but risks abound, S&P says