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Other economic factors, government policies offset the effect of higher rates

Building under construction

The drop came as the annual pace of urban starts fell 24% from July

home financing

Actual housing starts were markedly lower in two of Canada's three major cities compared with June 2023

Hand holding home buying house

More buyers are expected to enter the market as borrowing costs begin to decrease

Household debt burden

Total owed is up 3.4% year over year, representing slowest growth in 23 years

Housing start

The seasonally adjusted annual rate of housing starts in Canada came in at 240,229 units for April, a drop of 1% from March

home building

Despite month-over-month decline in March, housing starts trending 'at a solid pace': economist

saving for a home

Declining mortgage rates, strong population growth will help spur a rebound in sales and prices

Building under construction

CMHC says construction of new homes in Canada's six largest cities remained near all-time highs last year

The supply picture has improved somewhat in Ontario, but has worsened in other provinces like Quebec, Alberta, and British Columbia