Tina Di Vito, head of the BMO Retirement Institute and author of “52 ways to Wreck Your Retirement... and how to rescue it” discusses the de-accumulation challenge advisors will be facing as boomers retire in record numbers. With over 10 million Canadians reaching the age of 65 within two decades, Di Vito outlines strategies for this client demographic. She spoke with Investment Executive reporter Megan Harman at the TMX Broadcast Centre in Toronto.
You should rethink equities weightings in client portfolios
The gap between retirement and end of life is growing, and many clients want products that will ensure they never run out of money
Aging baby boomers and the rise of investors in emerging markets may result in a dramatic shift away from equities investing
Institutions have embraced commodities and real estate in response to weaker returns. Retail investors may need to follow suit
There are still marked performance divergences across and within asset classes
The unique risk and reward profile of precious metals may make them a useful diversification tool in strategic asset allocations
Some of the new additions to the ever-expanding world of indices have performed admirably in the past year
Hedge funds add another layer to portfolio modelling, as they employ a stock-specific, risk-only approach