Company: Office of the Superintendent of Financial Institutions

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The regulator has cut the capital buffer and halted changes to the mortgage stress test

rules and regulations

The regulator aims to finalize rules by midyear

Finance department says change will allow minimum qualifying rate to be "more representative of rates offered by lenders"

Advisors’ training for risk assessments should be boosted, IAP recommends

The economic impact of the transition to a low-carbon economy may be "sharply negative, at least for some time"

Revisions to operational risk capital requirements pushed to 2022

The goal is to improve preparedness and resilience to financial risks and to ensure capital and liquidity rules remain appropriate for smaller organizations

The new domestic stability buffer is 2.25%, effective April 30

Elevated risks to the banking system include high levels of indebtedness and global trade tensions

Updated guidance takes effect Jan. 1, 2020

The standard would impose capital requirements for long-term products that are too high, the office said