Company: Federal Reserve Board

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After three cuts earlier this year, the central bank left its benchmark rate in a low range of 1.5% to 1.75%

Economists expect the Federal Reserve to remain in a holding pattern for now

The Fed cut short-term rates last month for the third time this year

The move reduces the short-term rate to a range between 1.5% and 1.75%

Positive economic data should mean the Bank of Canada holds

Measure isn't intended to lower longer-term rates, Fed says

Firms in highest-risk categories must still adhere to stricter rules

Healthy debate is a strength of the Fed system, the Fed's vice chairman says

Powell was speaking at the University of Zurich on Friday

The proposal accounts for the different risks faced by insurers relative to banks