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Company: Desjardins Group

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crunching numbers

Net wealth rose 1.7% for the period

Dollar bills

Loans and margins are growing, but credit provisions and expenses up too

Retail sales

Economic wisdom on GST holiday, rebates is questionable, economists say

Businessman on slide

Policy shift to stoke inflation, hurt growth, intensify uncertainty

Falling inflation

Longer-term challenge of aging population gets tougher as policy shifts

U.S. Canada flag

Electoral sweep would weigh on global growth, oil prices, Desjardins economists project

European election

Forecasts are predicated on Congress passing much of each candidate's agenda — an unlikely scenario

Piggybank under an umbrella

Deposit costs will ease, but it will take time for banks' margins to improve

Modern bank towers in the late afternoon

Higher loan-loss reserves drag on Q3 net income, despite revenue gains

Businessman on slide

High valuations, uncertainties loom in second half