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Quebec Parliament building

Quebec to drop withdrawal limit for LIFs in 2025

Move will give clients more flexibility for retirement income and tax planning

Worried young woman organizing her finances

Poor track record on financial literacy demands a new approach

Editorial: FCAC should ramp up its emphasis on behavioural design

  • By: IE Staff
  • November 11, 2024 November 8, 2024
  • 00:10
Canadian laws

B.C. files four unexplained wealth orders so far

Two provinces fight crime with expanded civil forfeiture powers

push off cliff

In the hands of bureaucrats, investor advocacy risks losing some of its fire

Editorial: Output of regulators’ advisory panels has been disappointing

  • By: IE Staff
  • October 15, 2024 October 14, 2024
  • 00:10
thief with stolen money

Fraudsters can now escape penalties through bankruptcy. That’s absurd

Editorial: Fortunately, the court laid out a solution to the consequences of its decision

  • By: IE Staff
  • September 13, 2024 September 12, 2024
  • 00:05
Businessperson examining contract with magnifying glass

Capital gains tax hike results in rate inversion for some Canadians

Top earners in four jurisdictions may face a higher tax rate on capital gains than on eligible dividends

Uncooperative co-executor passed over by court

Case illustrates the risks of appointing multiple executors

Saskatoon skyline at night along the Saskatchewan River

Where Saskatchewan leads, other provinces must follow

Editorial: More political will must be exercised to get reforms across the finish line

  • By: IE Staff
  • June 5, 2024 June 4, 2024
  • 09:00
tall buildings

The fight over CRM2 was worth $7.6 billion

Editorial: Improved transparency affected both investor and industry behaviour

  • By: IE Staff
  • May 13, 2024 May 9, 2024
  • 00:04

Provinces nibble at the margins of marginal rates

Nova Scotia to begin indexing, P.E.I. cuts taxes and Alberta plans for a new bracket

Regulators must stand firm on binding authority for OBSI

Editorial: The idea that OBSI is biased against the industry doesn’t fit with the facts

  • By: IE Staff
  • March 11, 2024 March 11, 2024
  • 00:15

Invalid wills: How far is too far?

Ontario courts have the power to validate unsigned, unwitnessed documents as wills, raising risks for executors

online investing

As SRO reform progresses, there should be value for investors

Editorial: The rule book rewrite shouldn’t simply be an exercise in slimming down the volume of regulations

  • By: IE Staff
  • February 12, 2024 February 15, 2024
  • 00:08
stock market gains

How top tax rates have risen over the past decade

Eight provinces have top combined tax rates exceeding 50%

Despite progress, OBSI’s dream of binding resolution remains deferred

Editorial: While the CSA’s proposal is a good first step, that’s all it is

  • By: IE Staff
  • December 11, 2023 December 7, 2023
  • 00:10
estate planning

Facing high probate tax, Nova Scotians can’t use dual wills to escape

Province tops Canada with 1.7% probate tax on the value of an estate

Manitoba and B.C. target “unexplained” wealth

Orders compel people to disclose how they acquired suspicious assets

Glorianne Stromberg

Glorianne Stromberg’s legacy

Editorial: Stromberg fought the good fight, and Canada’s retail investors are dramatically better off as a result

  • By: IE Staff
  • November 13, 2023 November 9, 2023
  • 00:11
red card

Regulators must step up for harmed investors

Editorial: The CSA has yet to deliver on its promised proposal to give OBSI binding authority

  • By: IE Staff
  • October 16, 2023 November 10, 2023
  • 00:04
Banks on money pile

Enforcement money should be spent on investors

Editorial: The OSC should be doing more to return money to harmed investors

  • By: IE Staff
  • September 18, 2023 September 14, 2023
  • 00:05
donation tax credit

Alberta delivers big tax break to small donors

New 60% rate for donations below $200 takes effect this year

winner celebrate

Crackdown on empty accolades a win for clients and advisors alike

Editorial: With their warning, the regulators acknowledged that pay-to-play awards are not harmless puffery

  • By: IE Staff
  • August 28, 2023 August 24, 2023
  • 00:09
gifts

Gift or loan? Court case shows importance of documenting intentions

Property transferred to an adult child is presumed to be in trust unless proven it was intended as a gift

investor protection

For investor restitution, it all comes back to OBSI

Editorial: regulators need to empower OBSI to help harmed investors

  • By: IE Staff
  • June 2, 2023 May 31, 2023
  • 10:20
court of appeal and supreme court

B.C. case examines what happens when spouse outlives children

Wills should consider various scenarios for the sequence of death among beneficiaries