Latest news in Research and Markets

Person putting money into piggy bank

Excess household savings may help economy avoid harsher downturn: BMO

Top 40% of households put more into their savings

Company Insolvency And Liquidation stock photo

Sure insolvencies are up, but they started super low

Increases in bankruptcy and debt restructurings reflect rising pressures, alongside normalizing numbers, TD reports

Households piling up credit card debt: StatsCan

Mortgage debt growth slowed in 2022, credit card debt accelerated

U.S. Customs and Border Protection international checkpoint between Canada and the United States of America

Cross-border securities inflows rise in 2022

Canadian investors trim foreign holdings for first time since financial crisis

Fintechs fall to financial pressures

Tighter funding conditions are squeezing upstarts, benefiting traditional firms

climate change

Fitch adding climate scores to credit ratings

Transition risk, rather than physical risk, will be the focus

technology innovation

As markets cool, fintech faces deep freeze

Investment activity expected to remain subdued in 2023, KPMG reports

U.S. retail sales jump as Americans defy inflation and rate hikes

January's solid spending will likely raise pressure on the Federal Reserve to hike rates further

Miniature House on A Financial Graph

January home sales in Canada hit lowest level since 2009

Compared to a year ago, sales were down 37%

Prices up, volume down in carbon markets

Trading activity fell in 2022, but the cost of emissions kept rising, Refinitiv reports

Bond roll

Defaults rising in U.S. high-yield market: Fitch

Already up, defaults are expected to reach historic norms in 2023

Cropped shot of an unidentifiable businesswoman

What’s going on in the labour market right now?

Huge job gains defy forecasts that higher rates would slow the economy

Image of Europe highlighted on globe

Unemployment remains at rock bottom in OECD countries

Both jobless rate and unemployed worker ranks at record lows in December

inflation at the grocery store

U.S. inflation slows to 6.4%, but price pressures re-emerge

It was the seventh straight year-over-year slowdown but inflation remains far above the Fed's 2% target

Increase in RRSP contributions expected in 2023: survey

Of those contributing, almost one-quarter plan to use the maximum amount

foreign country with stock market data

Investors anticipate equity issuance revival

Goldman Sachs' annual survey finds investors optimistic about IPO activity

European Union headquarters

EU foresees economy improving, but inflation still painful

Steadier natural gas prices contributed to the improved outlook

Trading screen financial data in red. Selective focus.

With thematic funds, timing matters: report

Investors may correctly identify a trend, but they typically buy high, as well as pay higher fees

The facade of the Royal Exchange in the City of London

Digital pound poses risk to banks: Moody’s

Central bank proposal would disintermediate banks and curb deposit funding

Aerial view of Shanghai skyline. Top view of deep water port with cargo ship and containers in Shanghai.

Global growth to get a boost from resurgent China

Post-pandemic demand surge to give global GDP an assist too, Goldman Sachs says

Entrance of historic bank building of Swiss bank Credit Suisse. Photo taken April 19th, 2021, Zurich, Switzerland.

Credit Suisse turnaround faces material risk: Fitch

Restructuring effort still a challenge, as major business lines grapple with revenue, profit headwinds

crowd divided

Social risks can materialize as credit risks, research finds

Protests due to economic stress can spill over to companies' credit quality and ratings, Moody's says

under the microscope

Flight from alt funds could attract regulators’ attention

Elevated redemptions from illiquid funds highlight possible suitability risks, Fitch says

Miniature House on A Financial Graph

Canada’s housing market to see listings fall in Q1 before rebounding: TD

Average home price is expected to gain 3.5% from 2023 to 2024

Fisheye and Aerial View of Beijing Skyline at Night

Fitch boosts growth forecast for China

Rebound from zero-Covid policy has been faster than expected, improving GDP prospects