Unity Life of Canada announced Monday that it is now offering a fully underwritten, fully guaranteed critical illness product.

Along with standard critical illness features LifeCare offers the policyholder guaranteed refund of premium and reduced paid up options starting in the 10th policy year. It also offers the loss of independent existence that pays out a single lump sum upon diagnosis.

LifeCare covers 21 critical illnesses with a juvenile rider option that covers 13 critical illnesses specifically designed for children.

In addition to these benefits all LifeCare policyholders will receive -at no extra cost- access to Best Doctors services. Best Doctors are global leaders in connecting people to the best medical care. Best Doctors provides the policyholder with medical expertise in case management and cost containment with access to a global database of 50,000 of the top specialists.