Fitch Ratings has placed Fairfax Financial Holdings Lltd., Odyssey Re Holdings Corp. and its insurance subsidiaries on Rating Watch Negative.
The rating agency says that the Negative Rating Watch reflects uncertainty with respect to several recent events, the culmination of which has increased the level of uncertainty beyond Fitch’s expectations for the rating.
These recent events include: Odyssey Re’s announcement that it will restate financial results for 2001 to 2004 and the first nine months of 2005 to correct errors related to finite reinsurance contracts; Odyssey Re’s announcement that it would delay its 10-K filing up for to 30 days, citing the need for additional time to complete the restatement of its financial results; and, Fairfax’s announcement yesterday that the company and its CEO, Prem Watsa, received subpoenas from the US Securities and Exchange Commission.
The subpoenas were issued in connection with an answer to a question on an investor conference call concerning the review of the company’s finite reinsurance contracts. Fairfax also announced that its independent auditors and a shareholder have received subpoenas from the SEC related to subpoenas issued to Fairfax.
Fitch says its ratings of Fairfax and its subsidiaries, “have incorporated a certain amount of risk related to the ultimate potential negative impact of issues surrounding the company’s use of finite reinsurance, including the various subpoenas received previously. Fitch currently adjusts the reported results of Fairfax to exclude approximately $750 million of finite benefits from three contracts.”
“However, these recent events have added a heightened level of concern that the financial condition of Fairfax and Odyssey Re could be more stressed than what is currently reflected in their ratings,” it says. “In addition, there is also the increased risk that the ongoing investigations by the SEC and the U.S. Attorney’s office for the Southern District of New York could bring about a civil action against the company. Fitch believes that any such action could negatively impact the company’s franchise, reputation, and competitive position, in addition to the financial impact of any fines and/or penalties levied.”
Fitch expects to revisit the Negative Rating Watch following a review of Fairfax’s annual report and Odyssey’s 10-K, when filed, for any significant adjustments to the companies’ financial position that have not already been factored into the rating. However, even if the impact of any such restatements is not material, the Negative Rating Watch may continue to be maintained due to the uncertainty surrounding the ongoing investigations.
Ratings woes mount for Fairfax
Ratings watch reflects recent uncertainty, Fitch says
- By: James Langton
- March 24, 2006 March 24, 2006
- 10:20