The Office of the Superintendent of Financial Institutions is requesting data from property & casualty insurance companies that will allow it to test the impact of prospective changes to their capital requirements.
OSFI issued a data request Tuesday, which it says is intended to allow it to develop new capital requirements and test the impact on P&C insurers.
Further discussions with the industry will follow the analysis, and OSFI says that it expects that a consultation document based on an analysis of the data, along with the other proposed changes to the capital framework, will go out to the industry at the end of 2012.
The regulator says that it’s also considering requesting that the industry perform a quantitative impact study, which will provide a more detailed capital impact analysis on each insurer.
The draft capital guideline is to be published for consultation in the spring of 2013, will be finalized by the fall of 2013, and is slated to take effect January 1, 2014.
OSFI is asking firms to supply the requested data by July 13.