The Basel Committee on Banking Supervision has a strategy to address the fundamental regulatory weaknesses revealed by the financial market crisis, the committee announced Thursday.
The key components of the committee’s strategy include:
> strengthening the risk capture of the Basel II framework; enhancing the quality of Tier 1 capital;
> building additional shock absorbers into the capital framework to dampen procyclicality;
> evaluating the need to supplement risk-based measures with simple gross measures of exposure in both prudential and risk management frameworks to help contain leverage in the banking system;
> strengthening supervisory frameworks to assess funding liquidity at cross-border banks;
> leveraging Basel II to strengthen risk management and governance practices at banks;
> strengthening counterparty credit risk capital, risk management and disclosure at banks; and
> promoting globally coordinated supervisory follow-up exercises.
Nout Wellink, chairman of the Basel Committee said that “the Basel Committee’s work program is well advanced and provides practical responses to the financial stability concerns raised by policy makers related to the banking sector.”
“The primary objective of the committee’s strategy is to strengthen capital buffers and help contain leverage in the banking system arising from both on- and off-balance sheet activities,” he said.
It will also promote stronger risk management and governance practices to limit risk concentrations at banks. “Ultimately, our goal is to help ensure that the banking sector serves its traditional role as a shock absorber to the financial system, rather than an amplifier of risk between the financial sector and the real economy,” Wellink added. Wellink noted that the Basel Committee expects to issue proposals on a number of these topics for public consultation in early 2009, focusing on the April 2008 recommendations of the Financial Stability Forum. The other topics will be addressed over the course of 2009.
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Basel Committee reveals plan to tackle bank crisis
Goal is to help ensure that the banking sector serves its traditional role as a shock absorber to the financial system
- By: James Langton
- November 20, 2008 November 20, 2008
- 10:10