A third of Canadians feel that they do not have enough life insurance for their family’s needs, a recent RBC Insurance survey reveals.

Of more than 1,000 Canadians polled by Ipsos Reid in early November, only 68% said they feel like they have enough life insurance for their family’s needs.

The survey found that adults with children are particularly concerned about the effects of a death or disability. Of parents surveyed, 76% said they worry about what would happen to their family if their income dropped because of death or illness.

“The survey suggests that some Canadians are not confident they have enough life insurance,” said Cathy Preston, head of Life and Health, RBC Insurance.

The poll also shows that more than half of Canadians feel there is too much stress in their lives, and parents are particularly vulnerable to stress. Seven-in-ten Canadian households with children admitted there is too much stress in their lives, compared to 51% of households without kids.

Stress amongst parents seems to be increasing, as 57% indicated that they feel more stressed and anxious than they did two years ago.

“High levels of stress can lead to increased health problems as you get older,” said Preston. As a result, she said it’s important for families to have the right type of insurance policy.

The survey also explored the sacrifices Canadians would make to add five healthy years to their lives. Of those polled, 55% said they would not give up watching television, 45% said they wouldn’t give up red meat, and 34% would not give up alcohol.

More than three-quarters of respondents said they maintain healthy eating habits most of the time. However, men appear to have less willpower when it comes to some indulgences. In fact, half of men are unwilling to give up red meat to add five healthy years to their lives compared to four-in-ten women. Men are also less willing to give up alcohol, at 39%, compared to 28% of women.

“The holidays are the time of year when many Canadians give in to temptation and indulge in their favourite treats,” said Dr. Robert Snihura, chief medical director, RBC. “A healthier lifestyle can improve one’s physical fitness, increase energy levels, help prevent illness and reduce stress, which may ultimately increase longevity.”