Home Newspaper Mid-November 2006

Mid-November 2006

Comment & Insight

Spiralling costs, manpower shortage keep projects in check

Famed Newfoundland entrepreneur left his mark by founding the world’s largest helicopter firm

The few thousand extra dollars generated from the trades will help keep Prairie farms going

Re: “Couple aims to leave a significant estate,” by Catherine Harris (IE, Mid-October 2006).This article dealt with a 50-year-old couple who have $5 million in…

Plenty of hot air has been expended on the income trust issue, and there’s surely more to come. But if there’s one unqualified good that…

Investment research

It is critical for options traders to keep their eye on the ball — from the inception until the very end of every position they…

It’s a known fact that ca-nada has plenty of natural resources, but how important are they to our economy? And how big a role do…

Although these food companies have different strategies and products, they are all worth considering

Greater elderly components of populations will force governments to borrow from future generations

A close look at the fundamentals shows the shares of these companies are probably going to head higher

Microsoft is expected to lead the pack with a major product launch

Focus on Products

Firms says advisors are seeking global distribution-paying and natural resources funds

Developing markets took a jolt this summer, but they have bounced back and are resilient enough to keep marching forward

Clients’ needs must come first for advisors to meet their fiduciary obligations

Workers not receiving financial guidance can make poor investment choices

Futura Rewards, formerly the KidsFutures program, allows members to direct purchasing rewards into financial products or cash

But doing nothing with the rights to acquire more units in the fund is the worst possible way to go

Interest-only and long-term mortgages can be extremely costly

Clients who are averse to foreign stocks should consider TD Blue-Chip Equity Fund or Synergy Canadian Corporate Class

Building Your Business

Short-term loans repaid within a year; larger long-term loans when returns are high enough to justify cost of borrowing

Procrastination and false expectations rob the gold from the golden years

Clients approaching age 69 need to consider in advance whether to convert an RRSP to a RRIF, annuity or cash

As employers switch from defined-benefit to defined-contribution plans, employees need to know the ramifications

Once again, baby boomers have redefined a life stage. Advisors can help by making sure their boomer clients are prepared

Financial advisors can be instrumental in helping clients who are approaching retirement by taking a retirement lifestyle planning approach: find out what clients want to…

Several years ago, Wayne Taylor and his wife, Sheila, opened a “lifestyle savings account” to fund a special project down the road. The husband and…

By withdrawing only 4%-5% of resources, retirees can ensure their retirement savings will last at least as long as they do

Take out a bank loan, put away as much money as possible — but avoid “get rich quick” schemes

Children need help learning how to preserve wealth, maintain the family company or continue charitable giving

Average investors are now confined mainly to hedge funds, but access to other products will come

A monthly investment program offers more flexibility, more efficient use of the tax deduction

Unlike the static period portrayed in the TV sitcom Frasier, retirement is usually a series of stages requiring specialized advice

“The good news is: we’re living longer. The bad news is: we’re living longer,” says Tina Di Vito, director of retirement solutions at Bank of…

Advisors can provide advice for silver-haired entrepreneurs, including financing, tax planning and succession solutions

Not for nothing have baby boomers been called the “me generation”

Many clients are moving into the “retirement risk zone” — and they’ll need your help

News

Purchase of Calgary’s Generation Financial gives Australia’s PIH Group profitable distribution, quality advisors

Regulators warn firm and investors to watch out for online crooks stealing identities and cash from online accounts

Spousal plans would provide more income-splitting opportunities and additional flexibility

Study finds that quarterly guidance leads companies off the rails when it comes to long-term strategic planning

Canadian banks go looking for growth

As an election year budget, there will be personal tax goodies. But analysts would like to see changes to corporate taxation

New products and additional bench strength aim to raise the firm’s presence with financial advisors

Canada could become more competitive economically by implementing a “notional interest deduction” that would boost equity investment, tax policy experts say. However, they concede, implementation…

British report says it is cost-effective to tackle global warming now. It calls on policy-makers to find solutions

New measures needed after EU rules that Belgium’s business co-ordination centres are “illegal state aid”

KeyClient Group offers institutional-style services to client families with more than $50 million

Regulators have concerns about referral arrangements, but the OSC declines to elaborate on what its concerns are

The proliferation of personal information online makes caller authentication difficult. Can voice biometrics help?

After receiving 12 different answers by 12 different CRA reps, the Johnstons’ interest was cancelled

Autorité des marchés financiers asks province for greater powers to investigate and prosecute those who harm investors

A number of reports try to attach costs to government action

Court of Queen’s Bench justice rules that more than 200 pensioners are to be reimbursed for lost pension income

Incentives for seniors don’t make up for losses

Survey shows 60% of women want financial independence, and 75% keen on retirement planning

“Cleantech” companies and market schemes are developing to arbitrage global warming

Scotiabank pushes forth on strategy with James McPhedran as new head of private client group