Federal finance minister Jim Flaherty is moving quickly implement the one-time tax relief for holders of Registered Retirement Income Funds (RRIFs) that was announced in the government’s 2008 economic and fiscal statement.
The measure, along with several initiatives outstanding from the 2008 budget and a number of other separately announced tax changes, was included in a notice of ways and means motion tabled Friday in the House of Commons.
“Many seniors are understandably concerned about the impact of the recent sharp decline in financial markets on their retirement savings,” said Flaherty in a release. “These are exceptional circumstances, and our government is acting quickly and decisively to allow Canadian seniors to keep more of their savings in their RRIFs for 2008.”
The RRIF measure reduces by 25% the minimum amount that a senior must withdraw from his or her RRIF in 2008. If more than the new reduced minimum amount has already been withdrawn, the excess (up to the original minimum amount) can be re-contributed and a deduction may be claimed on this amount for 2008. Similar rules will apply to variable benefit money purchase Registered Pension Plans.
Most of the outstanding 2008 budget measures and other tax changes included in Friday’s motion were released in July 2008 in draft form for consultation Highlights include measures that:
> clarify the application of the excess corporate holdings rules for private foundations;
> reduce the paper burden on businesses by allowing a larger number of government entities to share Business Number-related information in connection with government programs and services;
> facilitate the conversion of income trusts into corporations;
> improve the existing income trust taxation rules;
> extend the general treatment of capital gains and losses on an acquisition of control of a corporation to gains and losses that result from fluctuations in foreign exchange rates in respect of debt denominated in foreign currency;
> allow an enhanced carry-forward for certain investment tax credits; and
> update technical aspects of the law to take into account financial institution accounting changes.
IE
Government fast tracks RRIF relief measure
Ottawa reducing the required minimum withdrawal amount for RRIFs by 25% for 2008
- By: IE Staff
- November 28, 2008 November 28, 2008
- 14:15