Caisse centrale Desjardins is reporting net income of $10.4 million for the first quarter. That’s in line with last year’s results, says Desjardins.
Treasury revenues for the quarter are up by 32%, it says, due to profit-taking in its securities portfolio, and interest rate management of its balance sheet. This growth was offset by the provision of credit losses charged to income of $4.5 million. That compares with $1.1 million in 2001. These charges were necessary due to the economic deterioration of some industrial sectors where some clients of Caisse centrale Desjardins have activities.
Deposit liabilities and subordinated debentures were at $8.1 billion and will be reduced progressively during 2002, says Desjardins. As of March 31, a total of $4.4 billion, or 54 % of deposits and subordinated debentures was raised on international markets. At the end of the quarter, its capital amounted to $628 million, which represented a ratio of 14%.