Advisors want standard definitions of covered illnesses, while insurers say definitions are clear enough
Insurance advisor Mark Halpern’s focus on CI and his high-profile media campaign have taken his practice to new heights
Cost is often the main consideration, but costs can be pared by choosing the right options
Only 15%-20% of advisors are actually selling CI —which is frustrating insurers and reinsurers
Structural changes to the level of guarantees and the limits of payouts would make CI insurance more affordable